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Payment & Financial Systems

Secure, compliant payment processing and financial management systems for businesses of all sizes.

Handling money requires precision, security, and trust. At Porter Phillips, we build payment and financial systems that process transactions reliably, comply with regulatory requirements, and give your business complete visibility over its financial operations. From Selby, North Yorkshire, we help businesses across the UK implement everything from simple payment gateways to complex subscription billing platforms, invoice automation, and financial reporting dashboards. Every system we build prioritises security and compliance alongside functionality and user experience.

Payment Gateway Integration

We integrate leading payment providers including Stripe, PayPal, Square, and GoCardless into your applications and websites. Our integrations handle one-off payments, recurring subscriptions, direct debits, and multi-currency transactions. We implement Strong Customer Authentication (SCA) compliance, 3D Secure, and PCI DSS best practices to ensure every transaction is secure. Our webhook handling ensures payment events are processed reliably, with automatic retry logic and comprehensive logging so no transaction is ever lost.

Subscription and Recurring Billing

For SaaS businesses and subscription-based models, we build complete billing platforms that handle plan management, trial periods, upgrades, downgrades, prorated charges, and dunning management. We leverage Stripe Billing and custom .NET implementations to create flexible billing systems that support your pricing strategy as it evolves. Our solutions include customer portals for self-service subscription management, automated invoice generation, and integration with your accounting software.

Invoice Automation

Manual invoicing is time-consuming and error-prone. We build automated invoicing systems that generate, send, and track invoices without manual intervention. Our solutions integrate with accounting platforms like Xero and QuickBooks, automatically reconcile payments, and send reminders for overdue invoices. For businesses with complex invoicing requirements — multiple entities, variable pricing, or approval workflows — we build bespoke solutions that handle your specific needs whilst maintaining accuracy and audit trails.

Financial Reporting and Dashboards

Understanding your financial data is essential for good decision-making. We build real-time financial dashboards using Power BI and custom web applications that give you instant visibility into revenue, expenses, cash flow, and key financial metrics. Our dashboards pull data from multiple sources — payment processors, accounting software, banking APIs — and present it in clear, actionable visualisations. Automated report generation ensures stakeholders receive the information they need, when they need it.

Compliance and Security

Payment systems must comply with a range of regulatory requirements. We implement PCI DSS best practices, ensuring cardholder data is handled securely throughout the payment lifecycle. We use tokenisation to minimise your PCI scope, implement encryption for data at rest and in transit, and configure comprehensive audit logging. For businesses handling regulated financial data, we help navigate compliance requirements and implement appropriate technical controls.

Key Benefits

Secure payment processing with PCI DSS compliance

Flexible subscription billing for SaaS and recurring models

Automated invoicing with accounting software integration

Real-time financial dashboards and reporting

Multi-currency and international payment support

Strong Customer Authentication (SCA) compliance

Technologies We Use

StripePayPal.NET CoreAzurePower BIXero APIGoCardlessPCI DSS

Frequently Asked Questions

We work with all major payment providers including Stripe, PayPal, Square, GoCardless, and Worldpay. Our primary recommendation is Stripe for its excellent developer experience, comprehensive API, and competitive pricing. We can also integrate with banking APIs and bespoke payment platforms.
We follow PCI DSS best practices including tokenisation (we never store raw card data), encryption for all data transmission, Strong Customer Authentication (SCA) compliance, 3D Secure implementation, and comprehensive audit logging. We use established payment providers that handle the most sensitive aspects of payment processing.
Yes, we regularly integrate payment systems with accounting platforms including Xero, QuickBooks, Sage, and FreeAgent. Automated reconciliation ensures your financial records stay accurate without manual data entry.

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